How much has technology shaken up the finance sector? Just look at your phone: You likely have apps for checking your bank balance, making payments, and monitoring stock performance. And that’s just the beginning.
Behind these conveniences is a thriving global industry that got its start in the early 2010s and shows no signs of stopping, especially in Florida. Today, fintech professionals do more than recommend investments or update portfolios: They harness artificial intelligence, dive into data, and devise advanced models to perform these tasks or design tomorrow’s money management platforms.
Want to know more?
About the MS in Finance and Technology program
You might have the financial foundation but have only dabbled with data. Or you’ve spent a time in technology or consulting and now seek a finance-focused framework for your skills.
Warrington’s master’s in finance and technology program welcomes your background and allows you to define your path into the industry:
- Hands-on experiences: From the classroom to labs and projects, you’ll learn to create successful code, make predictive models based on AI, mine for and visualize data to support your strategies, and understand what blockchain can do.
- Industry connections: Our existing relationships with financial institutions, startups, and venture capital firms present a broad range of opportunities for mentorship, networking, internships, and projects, including with UF alumni.
- Flexibility: Keep pace with an always-evolving field through flexible courses, online components, and specialized electives in blockchain, AI in finance, and digital banking that can be combined into a personalized concentration.
- Clubs and organizations: There’s already an established community for fintech enthusiasts on UF’s campus. Beyond offering a place to forge connections, groups hold hackathons and similar collaborative competitions and invite guest speakers to talk about their careers.
Core FinTech courses
- Introduction to Blockchain and Cryptocurrencies
Students are introduced to the fundamental building blocks of blockchain technology and its applications in cryptocurrencies, stablecoins, decentralized finance (DeFi), and non-fungible tokens (NFTs). - Financial Intermediation, Financial Services and Technology
An in-depth exploration of the theory and practice of financial intermediation, emphasizing the role of intermediaries, the services they provide, the governing regulatory framework, and how technology is reshaping the landscape. - Decentralized Finance Project
In small teams, students formulate and present blockchain-based business proposals, learning to identify practical hurdles for DeFi ventures and implement real-world solutions. - Natural Language Processing and Generative AI for Finance
Covers both the theoretical foundations and practical applications of NLP and generative AI in finance, including sentiment analysis, automated trading, risk assessment, fraud detection, and financial forecasting. - Financial Modeling for Investments
Hands-on training in securities modeling, portfolio optimization, value-at-risk analysis, and financial data gathering/processing using Excel, Python, and basic R programming. - Behavioral Finance
Explores how psychological biases influence financial decision-making and market prices, and how behavioral insights complement traditional finance paradigms.
Elective finance courses
- Derivative Securities
Principles of derivatives markets, including market structure, valuation models for various contracts, and practical applications in investment and risk management. Graduate Catalog - Measuring and Managing Value
Application of core financial theory to valuing companies and creating shareholder value through strategic financing, investment, and payout decisions. Graduate Catalog - Financial Statement Analysis
Fundamental analysis techniques for interpreting corporate financial statements to derive reliable estimates of earning power and assess financial risk. Graduate Catalog - Asset Allocation and Investment Strategy
Survey of modern portfolio management approaches, covering aggregate portfolio construction, security selection strategies, and balancing risk-return objectives. - Special Topics in Finance
Seminar-style exploration of advanced or emerging finance topics, with content rotating each term based on industry trends and faculty expertise. - Artificial Intelligence & Machine Learning Applications for Finance & FinTech
Examination of advanced AI and machine-learning techniques applied to financial data analytics, trading-strategy development, and fintech innovation.
Application requirements
Warrington offers the MS in Finance and Technology as a standalone one-year program and a combination degree. Admission requirements include:
- Bachelor’s degree or a four-year international equivalent.
- 3.0 upper-division undergraduate GPA (U.S. degrees only).
- A statement of purpose (400-600 words) that explains how the MS in Finance and Technology aligns with your future goals.
- Résumé or CV covering all post-high school education and employment, international affiliations, and research funding.
- Two or more letters of recommendation from a supervisor. Recommendations from student/peer leaders will not be accepted.
- Official or unofficial transcripts from all undergraduate and graduate institutions attended. Send electronically or mail in a sealed, signed, and unopened envelope to Graduate Admissions.
- $30 application fee.
- International candidates: Refer to requirements for international students, including English proficiency and transcript evaluations. Warrington interviews candidates who attended a non-U.S. institution as part of the admissions process.
Note: All applicants will be required to submit the Information for Residency Classification when they apply to Graduate School. Learn more about establishing residency for tuition purposes. - Application deadlines
Early decision: March 1, 2026
Final deadline: May 1, 2026
International applicants: January 15, 2026
Finance & Technology Combination Degree option
UF undergraduate students may apply to the Finance & Technology Combination Degree program to earn both a B.S. in Finance and the M.S. in Finance & Technology in an accelerated pathway. To be eligible, students must meet the following criteria and complete these requirements:
- Cumulative GPA
Minimum 3.2 UF cumulative GPA at the time of application. - Credit‐hour progress
At least 60 credit hours completed (including all lower-division business core courses) by the end of the semester prior to matriculation into the MS portion. - Prerequisite coursework
- FIN 3403 – Corporate Finance (grade of “B” or higher)
- QMB 3250 – Introductory Business Statistics (grade of “B” or higher)
- QMB 3302 – Statistical Methods in Business (grade of “B” or higher)
- ECO 2023 – Principles of Macroeconomics and ECO 2013 – Principles of Microeconomics
- Tracking courses
Completion of all seven undergraduate finance “tracking” courses (Investments, Derivatives, Valuation, Financial Statement Analysis, Behavioral Finance, International Finance, and Financial Markets & Institutions) before beginning graduate coursework. - Technical preparation
It is strongly recommended that students complete at least one programming course (e.g., COP 3502 – Introduction to Programming in Python or equivalent) and one database or data-structures course to ensure readiness for MS in Finance & Technology core classes (NLP & AI, Blockchain, etc.). - Application timing
- Submit the online Combination Degree application by March 1 of the junior year for fall entry into the combined program.
- All required grades and UF transcripts must be posted by the end of the spring semester before graduate study begins.
Additional notes:
- Admission is competitive, and space is limited to approximately 10–15 undergraduates per year.
- Students may begin taking up to 6 credits of designated MS in Finance & Technology courses during their senior year; those credits will count toward both the B.S. and M.S. degree requirements.
- Once admitted, students work with the Graduate Coordinator to map out a semester-by-semester plan aligning undergraduate and graduate coursework.
If you have any questions about prerequisites, credit overlap, or the application process, please contact the MS in Finance & Technology Graduate Program Office.
What can you do with a fintech degree?
Design, pitch, and promote the next personal finance app, getting your startup off the ground. Direct investment decisions, individual or commercial, through predictive modeling and various AI-based tools. Or power innovation from within one of the many companies that have redefined our relationship with money.
Where fintech professionals work:
- Banks
- Consulting firms
- Credit unions
- Digital payment platforms
- Fintech lenders
- Fintech startups
- Insurance companies
- Investment firms
- Neobanks
- Performance financial management app developers
- Wealth management
Common job titles:
- Accounting manager
- Blockchain developer
- Compliance and risk analyst
- Data analyst
- DevOps engineer
- Finance manager
- Financial analyst
- Information security analyst
- Insurance product manager
- Quantitative analyst
- Software developer
- User experience designer
- Web app developer
In investment capital deals mean fintech is Florida’s fastest-growing business sector.
AngelMatch
Average salary for fintech professionals in the U.S.
ZipRecruiter
Greater demand for financial managers through 2033.
U.S. Bureau of Labor Statistics