MS in Finance and Technology
Program length
- 30 credits/1 year
Application deadlines
- Early Decision: March 1
- Final Deadline: May 1
- International Applicants: January 15
Schedule format
- On campus with some online components
- 8-week modular schedule
Is a master’s in fintech from Warrington worth it?
How much has technology shaken up the finance sector? Just look at your phone: You likely have apps for checking your bank balance, making payments, and monitoring stock performance. And that’s just the beginning.
Behind these conveniences is a thriving global industry that got its start in the early 2010s and shows no signs of stopping, especially in Florida. Today, fintech professionals do more than recommend investments or update portfolios: They harness artificial intelligence, dive into data, and devise advanced models to perform these tasks or design tomorrow’s money management platforms.
As we at the University of Florida Warrington College of Business look around us and ask our fintech partners about what it takes to enter this arena, we’ve designed a dedicated degree for navigating this dynamic landscape.
The Master of Science in Finance and Technology program bridges the expected with the exploratory, introducing investments, derivatives, valuation, and current trends in financial intermediation and services alongside data analysis, blockchain, and machine learning.
For all career stages, the program stands upon the University of Florida’s legacy in business education while leveraging our school-wide push for AI adoption, delivering a forward-looking finance degree.
- Problem-solving through case studies, projects, research, and internships gives you a sense of what fintech professionals do day to day.
- Our master’s in fintech program delves into the tools and technologies for building products, improving user experiences, and delivering more detailed recommendations and forecasts.
- An interdisciplinary curriculum infuses standard finance knowledge with the skills for entering the fintech sector.
- You’ll learn about data, AI, and blockchain from the researchers generating practical information for the industry.
- Connection shapes all aspects of the program — from collaborative classroom environments to projects for our partners to our relationship with Florida’s startup ecosystem.
The master’s in fintech at a glance
When the market conditions just make sense.
13%
Growth for the fintech sector in 2024 versus an average of one percent for other sectors.
DesignRush
$2.77B
Raised by Miami metro startups in 2024, turning South Florida into a top 10 venture capital hub.
eMerge Insights
3X
Fintech is projected to grow at three times the rate of the banking industry through 2028.
McKinsey & Company
Career support
Your career trajectory kicks off here without delay. From day one, you’ll plot your next move with personalized coaching from Warrington’s Business Career Services team. You can also take part in industry-specific recruitment events and opportunities to engage with our vast alumni network.
About the MS in Finance and Technology program
You might have the financial foundation but have only dabbled with data. Or you’ve spent a few years (or longer) in technology or consulting and now seek a finance-focused framework for your skills.
Warrington’s master’s in finance and technology program welcomes your background and allows you to define your path into the industry:
- Hands-on experiences: From the classroom to labs and projects, you’ll learn to create successful code, make predictive models based on AI, mine for and visualize data to support your strategies, and understand what blockchain can do.
- Industry connections: Our existing relationships with financial institutions, startups, and venture capital firms present a broad range of opportunities for mentorship, networking, internships, and projects, including with UF alumni.
- Flexibility: Keep pace with an always-evolving field through flexible courses, online components, and specialized electives in blockchain, AI in finance, and digital banking that can be combined into a personalized concentration.
- Clubs and organizations: There’s already an established community for fintech enthusiasts on UF’s campus. Beyond offering a place to forge connections, groups hold hackathons and similar collaborative competitions and invite guest speakers to talk about their careers.
Tuition assistance
Numbers point to more concrete decisions for many business professionals — whether that’s developing a budget or making long-term financial projections.
Warrington’s numbers show that we’re one of the most affordable top-ranked business schools, and we pair that distinction with high placement rates across our programs. To reduce our below-market tuition further (and increase your ROI), we direct our MS in Finance and Technology students to the following funding sources:
- Assistantships: Grow your résumé and decrease your debt by supporting faculty research or serving as a teaching assistant for finance and analytics courses.
- External scholarships: Professional organizations recognize the demands of a Warrington degree and what our graduates consistently deliver. The CFA Institute, fintech associations, and philanthropic organizations occasionally reserve scholarships for individuals enrolled in our master’s programs. Start your search through Business Career Services and our industry partners to understand what’s available to you.
From curiosity to career
Fintech’s advancements have transformed how banks and other traditional institutions operate. They’ve also opened the door to an expansive array of products, from digital wallets and neobanks to accessible lending, robo-advisors, and other new developments.
Whether you aspire to an in-house role or intend to launch a startup, you’ll see your dreams develop into tangible achievements in Warrington’s master’s in fintech program:
- UF Innovate/The Hub: Actualize that rough concept into a startup with a plan in this incubator that offers access to mentorship, a coworking space, and other resources geared toward early-stage ventures. Learn more about UF Innovate.
- Entrepreneurship and Innovation Center: Turn your idea into a product, app, or something bigger through competitions, workshops, and other programs intended to foster a culture of creative entrepreneurship across the UF community. Explore the Entrepreneurship and Innovation Center.
- Bloomberg terminals and advanced software: These specialized labs equipped with data feeds, quantitative modeling tools, and professional platforms let you analyze market data in real time.
- AI and data science facilities: Fully comprehend the power of big data analysis and machine learning through the university’s cutting-edge resources that benefit from our AI initiatives and partnerships.
- Joint projects and pitch competitions: Work with students from finance, technology, business, entrepreneurship, and computer science programs to tackle fintech-relevant challenges, potentially disrupting a field already known for disruption.
- Speaker series and lectures: Listen to fintech, AI, and blockchain leaders as they discuss the state of the industry, from trends and products gaining momentum to the ideal entry-level candidate.
Florida’s tech and startup scene: Innovation takes place right in Tampa, Miami, and other major cities throughout our state. Getting involved is as simple as participating in our research centers’ programs — or making time on your calendar to attend a local networking event.
Application requirements
Warrington offers the MS in Finance and Technology as a standalone one-year program and a combination degree. Admission requirements include:
- Bachelor’s degree or a four-year international equivalent.
- 3.0 upper-division undergraduate GPA (U.S. degrees only).
- A statement of purpose (400-600 words) that explains how the MS in Finance and Technology aligns with your future goals.
- Résumé or CV covering all post-high school education and employment, international affiliations, and research funding.
- Two or more letters of recommendation from a supervisor. Recommendations from student/peer leaders will not be accepted.
- Official or unofficial transcripts from all undergraduate and graduate institutions attended. Send electronically or mail in a sealed, signed, and unopened envelope to Graduate Admissions.
- Test scores are not required but you can submit them to enhance your application. Official GMAT/GRE test scores: Complete the quantitative and verbal sections of the GMAT or the GRE. Use code: UF 5812.We do not consider the analytical writing assessment section (traditional GMAT) or the integrated reasoning section (traditional GMAT, GRE).
- GMAT/GMAT Focus Edition: The minimum score required is 465.
- GRE: The minimum score required is 295.
- Only exception: Applicants with a previous graduate/master’s or professional degree from a regionally accredited U.S. institution are not required to submit GMAT/GRE scores.
- $30 application fee.
International candidates: Refer to requirements for international students, including English proficiency and transcript evaluations. Warrington interviews candidates who attended a non-U.S. institution as part of the admissions process.
Related programs
The master’s in fintech is just one Warrington program that highlights how data and AI streamline business operations. We’ve rounded up a few more:
Invest in your progress, Diversify your experience
Internships
Our network becomes your network as you look for opportunities to put your new skills into action and get a glimpse of the fintech sector from the inside.
Decentralized finance projects
You’ll be presented with an issue affecting a real-world company — potentially a vulnerability, a portfolio in need of adjustment, or a market shift. You’ll then use DeFi protocols, AI, and other fintech products to conceive, assemble, and deploy an integrated solution.
Research
Contribute to next-generation technologies and best practices by joining our faculty members’ pursuits in AI-driven trading, algorithms, and new applications in financial markets. Along with participation, our students present their findings at conferences, summits, and other events Warrington organizes with our partners.
Courses
Build (or broaden) your financial vernacular. Then, get ready to make stronger decisions, forecasts, portfolios, models, and applications with established and emerging technologies, from generative AI through DeFi.
Core courses
Behavioral Finance
Explores how psychological biases influence financial decision-making and market prices, and how behavioral insights complement traditional finance paradigms.
Decentralized Finance Project
In small teams, students formulate and present blockchain-based business proposals, learning to identify practical hurdles for DeFi ventures and implement real-world solutions.
Financial Intermediation, Financial Services and Technology
An in-depth exploration of the theory and practice of financial intermediation, emphasizing the role of intermediaries, the services they provide, the governing regulatory framework, and how technology is reshaping the landscape.
Financial Modeling for Investments
Hands-on training in securities modeling, portfolio optimization, value-at-risk analysis, and financial data gathering/processing using Excel, Python, and basic R programming.
Introduction to Blockchain and Cryptocurrencies
Students are introduced to the fundamental building blocks of blockchain technology and its applications in cryptocurrencies, stablecoins, decentralized finance (DeFi), and non-fungible tokens (NFTs).
Natural Language Processing and Generative AI for Finance
Covers both the theoretical foundations and practical applications of NLP and generative AI in finance, including sentiment analysis, automated trading, risk assessment, fraud detection, and financial forecasting.
Electives
Artificial Intelligence & Machine Learning Applications for Finance & FinTech
Examination of advanced AI and machine-learning techniques applied to financial data analytics, trading-strategy development, and fintech innovation.
Asset Allocation and Investment Strategy
Survey of modern portfolio management approaches, covering aggregate portfolio construction, security selection strategies, and balancing risk-return objectives.
Derivative Securities
Principles of derivatives markets, including market structure, valuation models for various contracts, and practical applications in investment and risk management.
Financial Statement Analysis
Fundamental analysis techniques for interpreting corporate financial statements to derive reliable estimates of earning power and assess financial risk.
Measuring and Managing Value
Application of core financial theory to valuing companies and creating shareholder value through strategic financing, investment, and payout decisions.
Special Topics in Finance
Seminar-style exploration of advanced or emerging finance topics, with content rotating each term based on industry trends and faculty expertise.
What can you do with a fintech degree?
Design, pitch, and promote the next personal finance app, getting your startup off the ground. Direct investment decisions, individual or commercial, through predictive modeling and various AI-based tools. Or power innovation from within one of the many companies that have redefined our relationship with money.
$577M
In investment capital deals mean fintech is Florida’s fastest-growing business sector.
AngelMatch
$123,495
Average salary for fintech professionals in the U.S.
ZipRecruiter
17%
Greater demand for financial managers through 2033.
U.S. Bureau of Labor Statistics
Where fintech professionals work
- Banks
- Consulting firms
- Credit unions
- Digital payment platforms
- Fintech lenders
- Fintech startups
- Insurance companies
- Investment firms
- Neobanks
- Performance financial management app developers
- Wealth management
Common job titles
- Accounting manager
- Blockchain developer
- Compliance and risk analyst
- Data analyst
- DevOps engineer
- Finance manager
- Financial analyst
- Information security analyst
- Insurance product manager
- Quantitative analyst
- Software developer
- User experience designer
- Web app developer
Faculty
Our faculty know finance because they’ve worked on Wall Street and additionally bring backgrounds from tech consulting and the startup world into the classroom. Because they’re the driving force behind Warrington’s FinTech Research Center, you get early access to new methods and findings.
Tao Li
Bank of America Professor
Bank of America Associate Professor of Finance
Research Areas: Corporate Governance, Financial Institutions, FinTech, Hedge Funds
David A. Mascio
Clinical Associate Professor
Research areas: Natural Language Processing and Generative AI for Finance
FinTech Research Center
The faculty involved in Warrington’s FinTech Research Center study blockchain, DeFi, cryptocurrency, and other technologies that influence how people manage their money. To steer the field’s direction, they proceed to publish their insights, discuss them at think tanks, and explain them to you from a firsthand perspective in class.
MS FinTech Information Sessions
On the up and up
That’s not just the direction of the fastest-growing financial sector. It’s also your career with an MS in Finance and Technology from Warrington.