Real estate broker and customer negotiating a mortgage.

Where will mortgage rates go in 2025?

March 19, 2025 By Bergstrom Applied Research
Reading time: 1 minute

Note: U.S. recessions determined by the Business Cycle Dating Committee of the National Bureau Economic Research.


Fed funds rate set by policy


Treasury rate set by market


Mortgage rate set by market

Sources: Federal Reserve Economic Data (FRED), UF Bergstrom Real Estate Center

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