Alfred A. Ring Distinguished Speaker(s)

Attire: Business Professional

Mr. Steven Cohn, CFA, Senior Vice President, Commercial Real Estate Bank, Bank of America
BofA Securities, Inc., and Mr. Brandon Granai, Senior Loan Officer, Institutional Commercial Real Estate, TD Bank-Tampa, Florida

Steve Cohn joined Bank of America Merrill Lynch Commercial Real Estate Bank group in 1989 in the
Tampa Bay area. Currently, Steve serves as a Senior Commercial Real Estate Lender for Bank of
America’s Commercial Real Estate Bank managing large, private Homebuilder Clients in the Southeast.
In this role, he is responsible for providing real estate based financial solutions to clients as well as
coordinating the bank’s varied capabilities in Real Estate Debt as well as Capital Markets for Commercial
Real Estate Banking, with a specific focus on Homebuilding Lending.

In his 37 years of Banking experience, Steve has held several positions in commercial real estate lending
with Barnett Bank, NCNB and NationsBank, which merged with Bank of America in 2000.
Steve received a Bachelor of Science degree in Finance as well as a Bachelor of Arts degree in German
Area Studies from the University of Florida in Gainesville, Florida. He started his Banking career in 1986
in the SunTrust Bank Management Training Program, which included Credit Risk Management and Sales
training.

Steve has earned a Chartered Financial Analyst (“CFA”) designation and has completed the NASD
Series 7, Series 63, and Series 24 licensure. Steve is an active member in the CFA Institute and is a
member of the Advisory Board of Directors for the University of Florida Bergstrom School of Real Estate.
Steve has been married for 33 years and has three Children, ages 24, 27, and 30. In his spare time,
Steve enjoys studying music and playing Blues/Jazz guitar.