Cheng Zhang

Cathy Zhang is a post-doctoral associate in accounting at the University of Florida’s Warrington College of Business. Her research interests include household finance, disclosures, and banking. Cathy’s dissertation provides empirical evidence of systematic overpayment in mortgage origination fees and examines practices that can help borrowers secure better mortgage terms. Before entering academia, Cathy was a senior derivatives trader and responsible officer in Sucden Financial, a member firm of London Metals Exchange. She holds a Ph.D. in Finance from the University of Florida and an M.S. in Accountancy from the University of Notre Dame.