Sheila Jiang is an assistant professor of finance at the University of Florida, Warrington College of Business. Her main research interest is empirical studies of banking and corporate finance. Her work covers topics including banks' lending technology in the info age and its implications, debt contracts features and its real impact, and the impact of banking globalization on emerging market economies. She received B.S. of First Class Honors in Mathematics and Economics from University of Hong Kong, and Ph.D. in Economics, from University of Chicago.